On a cold winter day at Katz’s in New York
Arik told Moshe how his wealth manager took nine weeks to open a simple account. He wasn’t risky or complex, just another victim of regulatory bureaucracy.

As they unpacked the state of compliance in 2025:
Endless email chains, false positives, and talent shortages, and they saw an industry drowning in fear (AML fines hit $37bn in 2023) and stuck with fragmented systems.
Nationwide fined $44m for financial crime failures
87% of institutional investors have declined or reconsidered fund commitments on AML/KYC concerns
Germany financial watchdog slaps record fine on JPMorgan of $52 million
FINRA fines EFG $650K for Repeated Anti-Money Laundering FailuresOnboarding that feels like an experience, not a chore.
Arik, with his experience innovating in regulated sectors at Vauban & Carta, and Moshe, who built world-class customer experiences at Lemonade, imagined a different future.
Guided by a mission to make complexity seamless
From New York, London, and Tel Aviv, they set out to build a more connected and accessible financial world, one onboarding at a time.
Built by operators, designed for trust
We’ve lived the pain of broken systems and we’re building the solution we always wanted.
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London5 Merchant Sq
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